Pay At Close
Now Offering PAY-AT-CLOSE
Push Payment for Inspections to Closing
The Pay at Close Program allows homebuyers to pay for their home inspection at the time of closing instead of at the time of service. Homebuyers who are either reserving on-hand cash or hesitant to put large purchases on a credit card while the close is pending now have a pay-later option to ensure a more comfortable home-buying experience.
Pay Later? No Problem!
The Pay-At-Close Program allows home buyers to pay for their home inspection at the time of closing instead of at the time of service. Home buyers either reserving on-hand cash or hesitant to put large purchases on a credit card while the close is pending now have a pay-later option to ensure a more comfortable home-buying experience.
How It Works
Reviews & Testimonials
Frequently Asked Questions
How is Pay-At-Close on home inspections communicated to the loan officer?
As soon as the title company information has been sent to Guardian, Guardian reaches out to the title company to communicate the inspection fees being added at closing. This is done well ahead of time so that there are no surprises at the closing office.
Does the client have to pay extra for Pay-At-Close on home inspections?
No. Pay-At-Close is offered at no charge to the homebuyer.
What happens if a client doesn’t know their title company?
If the client doesn’t know their title company, they can click the box at checkout that says, “I don’t have my closing company info”, and their agent will be contacted to fill in these details for them.
What happens if the homebuyer changes title companies?
If the homebuyer changes title companies, they can either give the information to their agent to reach out to Guardian or can contact Guardian directly at 1-800-608-7363.
What is Guardian’s process for collecting payment from the client?
Guardian handles all aspects of collecting payment from the title company or client if the transaction does not make it to the title. In all situations, we are representing ourselves as Guardian and not the home inspector or the real estate agent. The agreement/invoice that ISN generates is sent to the designated title company for payment. If Guardian is made aware of a canceled transaction or it goes past 60 days from the time of inspection, Guardian will bill the credit card that the customer provided when signing the agreement. Once the amount has been billed to the credit card, Guardian will attempt to reach the client and let them know. We recognize the importance of treating the client fairly and with respect. We anticipate that most transactions that do not make it to the title will be paid with the credit card on file and that only a small percentage should have to be collected through an actual collections process.